Terms and Conditions
These Terms and Conditions govern your use of Xerundviahub financial planning consultation services. By engaging our services, you agree to be bound by these terms.
Please read these terms carefully before using our financial consultation services. Your access and use of our services constitutes acceptance of these terms and conditions.
Definitions
For the purposes of these Terms and Conditions:
- "Company", "we", "us", or "our": Refers to Xerundviahub and our financial planning consultation services
- "Service" or "Services": Refers to our financial planning consultations, investment advisory services, and related resources
- "User", "you", or "your": Refers to any individual or entity accessing or using our financial consultation services
- "Content": Refers to all information, advice, recommendations, and materials provided through our services
Use of Our Financial Planning Services
Our financial consultation services are designed to provide general investment guidance and portfolio management recommendations. These services are intended for informational and educational purposes and should be considered alongside professional financial advice.
Eligibility Requirements
- You must be at least 18 years of age to use our financial consultation services
- You must have legal capacity to enter into binding agreements
- You must comply with all applicable Australian financial regulations and laws
User Responsibilities
When using our financial planning consultation services, you agree to:
- Provide accurate and complete financial information for consultation purposes
- Use our investment recommendations responsibly and in accordance with your risk tolerance
- Seek additional professional advice for complex financial decisions when appropriate
- Respect intellectual property rights and confidentiality of our consultation methods
Prohibited Activities
You may not use our financial consultation services to:
- Engage in any illegal financial activities or investment schemes
- Share confidential consultation materials with unauthorized third parties
- Attempt to reverse-engineer our investment analysis methodologies
- Use our services for purposes other than legitimate financial planning
- Violate any applicable laws or regulations related to financial services
Intellectual Property Rights
All content, methodologies, and materials provided through our financial consultation services are proprietary to Xerundviahub. This includes our investment analysis frameworks, portfolio management strategies, and consultation processes.
You may not reproduce, distribute, or create derivative works from our proprietary financial planning content without written permission.
Payment Terms and Conditions
Financial consultation services are provided on a fee-for-service basis with the following terms:
- Consultation fees range from $200 to $1000 AUD depending on service complexity and scope
- Payment is required prior to consultation delivery unless alternative arrangements are agreed
- All fees are quoted in Australian dollars and include applicable taxes
Limitation of Liability
Xerundviahub provides financial consultation services on an "as is" basis. We do not guarantee specific investment outcomes or returns. Our liability is limited to the amount paid for consultation services.
Our total liability shall not exceed the consultation fees paid by you in the twelve months preceding any claim.
Indemnification
You agree to indemnify and hold harmless Xerundviahub from any claims, damages, or losses arising from your use of our financial consultation services or implementation of our investment recommendations.
Termination of Services
Either party may terminate the consultation relationship at any time with written notice. Termination does not affect obligations incurred prior to termination.
Upon termination, your access to ongoing consultation services will cease, but completed consultation materials remain valid.
Governing Law and Jurisdiction
These Terms and Conditions are governed by Australian law. Any disputes arising from our financial consultation services shall be resolved through Australian courts with jurisdiction in Victoria.
Changes to Terms and Conditions
We reserve the right to modify these terms periodically to reflect changes in our financial consultation services or legal requirements.
Continued use of our services after changes constitutes acceptance of modified terms.
Contact Information
For questions about these Terms and Conditions or our financial consultation services, contact us at info@xerundviahub.com or +61 3 8441 6304.
Xerundviahub
Xerundviahub Privacy Officer, 123 Collins Street, Melbourne VIC 3000, Australia
Email:: info@xerundviahub.com
Effective Date: June 5, 2025: June 28, 2025
By using our financial planning consultation services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.