Financial Planning Consultation Disclaimer
This disclaimer outlines important information regarding our financial planning consultation services. Please read carefully before engaging our investment advisory and portfolio management services.
General Information Disclaimer
The financial planning and investment information provided through our consultation services is for educational purposes only. Our portfolio management advice and retirement planning strategies are general in nature and may not be suitable for your specific financial situation. All investment recommendations should be considered alongside your individual risk assessment and financial goals.
Results may vary based on individual circumstances, market conditions, and implementation of our recommended asset allocation strategies.
Investment Advisory Disclaimer
Important: All investments involve risk, including potential loss of principal amount invested.
Our wealth building strategies and diversification recommendations are based on historical market data and professional analysis. Past performance of investment portfolios does not guarantee future results. Capital gains are subject to market volatility and economic factors beyond our control.
Tax implications of investment decisions vary by individual circumstances and current Australian tax legislation.
- Investment returns are not guaranteed and may result in financial loss
- Market volatility affects all investment strategies and portfolio performance
- Individual results depend on implementation and market timing
Information Accuracy Disclaimer
While we strive to provide accurate financial planning information and current market analysis, we cannot guarantee the completeness or accuracy of all data presented during consultations. Financial markets change rapidly, and information may become outdated.
Always verify financial information with current market sources before making investment decisions.
Limitation of Liability
Xerundviahub and its financial consultants shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our financial planning services or implementation of our investment recommendations.
Our liability exclusions include:
- Investment losses resulting from market conditions or economic downturns
- Missed opportunities due to timing of investment decisions
- Tax consequences of implemented financial strategies
- Changes in personal financial circumstances affecting plan effectiveness
Third-Party Investment Platform Disclaimer
Our financial planning consultations may reference various investment platforms, financial institutions, or market data providers. We are not responsible for the content, accuracy, or performance of third-party financial services.
Always conduct independent research before selecting investment platforms or financial products.
Client Results Disclaimer
Client testimonials and case studies represent individual experiences with our financial planning services. These results are not typical and may not reflect the experience of other clients.
Individual results may vary significantly based on personal financial situation, risk tolerance, and market conditions.
Professional Financial Advice Notice
Our consultation services provide general financial planning guidance. For complex investment decisions, tax planning, or estate planning matters, we recommend consulting with licensed financial advisors, tax professionals, or legal counsel.
This service does not replace professional financial advisory relationships or legal counsel.
Client Indemnification
Clients agree to indemnify Xerundviahub against any claims, losses, or damages arising from their use of our financial planning consultation services or implementation of recommended investment strategies.
Contact Information for Disclaimer Inquiries
For questions regarding this disclaimer or our financial planning services, please contact us:
Last Updated:: June 28, 2025
This disclaimer is governed by Australian law and is subject to periodic updates to reflect changes in financial regulations and service offerings.